|
Selfish safety
Practicing safe work
habits isn’t just caring about OSHA regulations and workplace rules.
It’s caring about yourself and your family.
In all of my years of
safety training in construction, the workers who give me the most
trouble are those who have never had a work injury or witnessed a
fellow worker experience one. It’s only when they understand the
effect an accident has on a person do they begin to care about
safety. It’s all about being selfish.”
That’s how Don Bradway,
a northern California-based safety manager views his job.
“Overwhelmingly, the
workers who give us the most trouble are the ones who could not care
less about OSHA regulations and company policy. They tend to be
mavericks who think only about themselves,” he says. Bradway says
that tremendous self-centered focus is a safety person’s best tool
to get these workers thinking more about safety and the consequences
of unsafe actions.
Written in blood
“Unfortunately, every OSHA rule and company safety regulation ever
composed is written in blood. Those rules were made based on
accidents that hurt workers or even killed them,” says Bradway.
Young, inexperienced upstarts and seasoned workers alike who have
never had an accident or witnessed a close fellow worker get hurt
often believe they are invincible on the jobsite. “Many act as if
they have a big “S” for Superman written on their shirts. They are
the toughest to convince that following safe working practices is in
their own best interest,” he says.
When Bradway encounters
that attitude, he reaches into his bag of past experiences and
paints some not-so-pretty pictures about jobsite accidents.
“I often tell the story
how we once had a guy fall from a roof and break both wrists. He
ended up with full-length casts on both arms. Think about the common
everyday tasks he suddenly had to rely upon someone else to do.
“Then I ask one of the
workers in the meeting if they are married or have a girlfriend.
Then I ask, ‘So just how much do they love you? Are they willing to
help you with every bodily task you need help with? By working
safely, you are greatly reducing your chances that you could be in
that guy’s shoes.’
“I also tell a story
about another guy who was pinched between a concrete wall and loader
bucket. He lived, but his crushed pelvis took months to heal. How
much lovin’ do you think that poor guy had while he was
recuperating? Those are the kinds of stories that sink in. That’s
why I call it ‘selfish safety,’” he says.
“The key to these types
of stories is to hit them where it hurts. Personalize it! Make it
intimate! Make them think about how an injury, or worse, will affect
other areas of their lives that are much more important to them,”
Bradway advises.
Selfishness is a good
thing
Bradway relates how, growing up, we are taught that being selfish is
unacceptable behavior. But when it comes to safety, it’s a behavior
he encourages.
“There are two ways to
be selfish on the jobsite. First, be selfish enough to do things in
a way that greatly reduces or eliminates your chance of getting
hurt; the second way is to make it known that you aren’t interested
in putting yourself in harm’s way by allowing others to work
unsafely around you,” says Bradway.
“Think about that big
guy who’s working on the scaffold above you and isn’t wearing fall
protection. You ask him to wear his fall protection harness and tie
off because you really don’t like the idea of the guy falling on you
because you know that you’ll break more than his fall if he lands on
you.
“If he doesn’t take your
request seriously, then it’s time to talk to the supervisor, because
his actions are endangering you,” he says.
Workers’ compensation
coverage varies from state to state, but one thing that is certain,
Bradway advises, is that the coverage is never enough to compensate
for the time needed to get better.
“In some states and,
with increasing litigation throughout the country, supervisors can
be held criminally or civilly liable if a worker gets hurt or dies
while working under your direction. In California, that’s especially
true,” he adds.
Long-term effects of
even a short-term injury
“Do your workers understand how workers’ compensation insurance
works? Do you share the company’s Experience Modification Rating (EMR)
so they can compare where the company stands in the eyes of the
insurance company? I suggest you get your company to share it with
workers and use it as a benchmark to measure safety efforts.”
Bradway says few workers
understand the long-term effect that even one accident has on the
bottom line of a company. “I have seen contractors go out of
business because they can’t afford to carry the required workers’
compensation insurance. There is a three-year tail that affects your
insurance after a reportable accident. That rating totally reflects
your safety record, and it’s up to each and every worker to make
that as good as possible,” he says.
Cop vs. salesman
Workers often view safety trainers and managers as safety cops, only
showing up to put the hammer on what they do anyway all day, every
day.
“Safety professionals
can be safety cops, but good safety professionals are positive,
practice what they preach and are passionate about what they
promote.
“If reinforcing safety on a jobsite is part of your job, you must
believe it and pursue it. You must be a good teacher and a great
salesman, selling workers on the idea that they benefit the most
from following safety rules,” he says.
There is a selfish
component for safety professionals as well. “For every accident,
there is work that must be done in addition to your regular
workload. The added work of an investigation, disciplinary actions
and reports is non-value-added activity to your job.”
Bradway makes safety
training a part of his everyday work. “I have been known to drive
off a site and notice a worker not wearing safety glasses. I circle
around, come back on the site, get out of my truck and go to that
worker to ask them to put on their safety glasses. I will ask them,
‘Why is it so important for me to come back to ask you to do this
and not to you? After all, they are your eyes you are protecting,
not mine.’ They are usually stunned and become more conscientious
about wearing eye protection.”
Persons responsible for
jobsite safety can’t be alone on this quest, says Bradway. Instead,
the commitment needs to come from the top down and be aggressively
promoted and enforced. “If you and the workers know that a safety
regulation is in place but isn’t enforced, it takes the teeth right
out of the safety commitment,” he says.
Bradway suggests
following up with each worker, his or her supervisor and even the
jobsite superintendent when safety rules are being stretched or
ignored. “I call them instant training sessions. I call the worker,
his or her supervisor and the jobsite superintendent together to
discuss what’s happening. Everyone is busy on a jobsite, but they
notice when such a group gets together to talk about something. Most
assume there is a problem to be rectified and the grapevine will
quickly communicate that it was a meeting about a safety issue.
“In these onsite
meetings, ask why the safety rule isn’t being followed. Reinforce
that, by not following a safety rule, it’s caused work to stop and
that safety is a part of the job, not just something added on top of
it. Remember what management permits, management condones.”
Bradway spends much more
time pointing out what workers are doing correctly. “Focus on what
they are doing right. Tell them and thank them. Point out successes
and recognize them in front of their peers. Safety incentive
programs are nice, but one of the most effective tools is
recognizing them in front of their peers. It seems to work better
than any safety incentive,” he says.
Time to cut bait
The intent of the safety manager is to make everyone as valuable on
the jobsite as possible. “Sometimes, you run into someone who is
just plain hard-headed and likes to buck rules. That’s when it’s
important to know when to work someone out of the job instead of
investing time and energy trying to change their ways. It’s better
to spend the time on workers who have a better attitude,” says
Bradway.
“It’s ignorance if
someone doesn’t know, but stupidity if they know and don’t do what’s
in everyone’s best interest. Get rid of these types of people. They
will cost you money and grief. Even if they are a top-producing
worker, if safety takes a shortcut with them, work to get rid of
them.”
Bradway says a written
three-strikes-and-you’re-out system works well. “Document, document,
document. If that person gets injured on the job, you have a written
record that person has been warned about safety infractions. It is
evidence that your company isn’t negligent, but instead, the worker
has a history of negligence,” he says.
| Is your company’s EMR
correct? Misconceptions surround the Experience Modification Factor,
also known as an Experience Modification Rating, EMR,
Experience Modifier or the Mod, report experts at Advanced
Insurance Management, a company that helps reduce workers’
compensation costs. (www.cutcomp.com)
The EMR is an adjustment to workers’ compensation insurance
premium of companies that meet or exceed a certain size
threshold. It can also be miscalculated, which can increase
premiums.
This threshold is measured in manual premium and varies from
state to state. Typically, a company paying $5,000 in manual
premium for the past few years or that has paid $10,000 or
more in a single recent year may be experience-rated.
The adjustment factor is calculated on prior years’ payroll
and loss data. It compares a company’s loss data to average
loss data for all other employers in the state that share
the same classification codes.
In most states, these factors are calculated by rating
bureaus that are now called advisory organizations. Most
states use the National Council on Compensation Insurance
Inc. (NCCI), but a few use their own rating bureau.
NCCI is a private corporation, created and funded by member
insurance companies and is not connected with government.
However, California, Delaware, Indiana, Massachusetts,
Michigan, Minnesota, New Jersey, New York, North Carolina,
Pennsylvania, Texas and Wisconsin have their own
government-run bureaus.
Most experience modification factor calculations use data
from three prior policy years, but it may be calculated with
fewer policy periods.
The usual “window” uses payroll and loss data that goes back
four years for the first policy year and encompasses the
next two policy years. The most recent policy year is
excluded.
Contractors should make sure the calculation is accurate.
Since it is calculated based on data reported to the rating
bureau by an employer’s past insurers, incorrect or
incomplete data can cause incorrect experience mods.
For a detailed explanation of how to review your company’s
experience modification factor and how to correct mistakes,
read “The Ultimate Guide to Workers’ Compensation Insurance”
written by Edward J. Priz, which can help business owners
and managers better control the cost of worker’s
compensation insurance. |
Published in the
July/August 2006 issue of
Contractor Tools and
Supplies
magazine.
back
to top
|